Health Plan Updates - What You Need to Know
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A breakdown of your health plan updates from the 2017 to 2018 plan.
The 2018 Health Plan was reviewed by a Health Strategy committee using the key requirements:
- Attract and retain employees
- Mitigate impact to employees
- Drive care to Wellness Center and highest value providers (Premium Designated)
- Continue to encourage consumerism
Based on discussion and employee feedback, here are the plan design changes for the 2018 Health Plan:
- Move to one health plan: High Deductible Health Plan with Health Savings Account
- Allow access to HRA carry forward monies for employees needing to move plans
- Reduce monthly premiums for all
- Maintain annual In-Network deductibles: $2,000-Single and $4,000-Family
- Maintain District's annual contributions to HSA: $1,000-Single and $2,000-Family
- February 9, 2018: $600-Single, $1,200-Family
- September 21, 2018: $400-Single, $800-Family
- Increase In-Network Out-of-Pocket Maximum to $3,000-Single and $6,000-Family
- Increase Deductible and Out-of-Pocket Maximums for Out-of-Network providers
- Addition of Tiered Coinsurance (up to out-of-pocket maximum) with coverages:
- Elmbrook Schools Family Wellness Center: 100%
- UHC Premium Designated Providers (two blue hearts): 100%
- In-Network Providers: 90%
- Out-of-Network Providers: 70%
Refer to this 2017 to 2018 plan summary comparison for a summary.
